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Brazilians are drowning in debt, but rates will remain high

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Never has a larger share of Brazilians owed money. New data from the Central Bank shows that the country’s household indebtedness levels reached 53.1 percent in July, a new record (in the data series starting in 2005). Almost one-third of families’ monthly income is eaten up by debt payments.

This is the result of a combination of worsening economic conditions, with prices climbing at a fast pace while stagnate wages, and persistently high interests.

Since March 2021, Brazil has increased one of the world’s steepest monetary tightening processes, with benchmark interest rates from 2 percent a year to the…

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